Brokerages & custody
- Does having a CHESS HIN mean my shares are legally held in my own name? — Australia
- How can I find which broker holds my shares if I have lost my HIN? — Australia
- What happens to my CHESS shares if my Australian broker collapses? — Australia
- Can I transfer fractional shares to another stockbroker without selling? — Global
- Why did my brokerage transfer fail even though the account balance was correct? — Global
- Can an overseas trading app offer Australian shares without giving me a personal HIN? — Australia
- Do I lose a dividend if I change brokers after the ex-dividend date? — Australia
- Can I sell issuer-sponsored Australian shares without first opening a CHESS HIN? — Australia
- Does a stockbroker have to support every rights issue offered by a company? — Global
IPO access
- If I register interest in an IPO, does that reserve me any shares? — Global
- Why did my broker show an IPO but allocate me zero shares? — Global
- Is buying shares on the first day of trading the same as receiving an IPO allocation? — Global
- Does a broker with IPO access automatically have access to every new listing? — Global
- Does a polished pre-IPO brochure prove Australian shares can be bought legally? — Australia
Pensions & retirement
- Can I keep my UK ISA after moving overseas permanently? — United Kingdom
- Can I switch my UK ISA provider after becoming a non-UK resident? — United Kingdom
- Could moving countries again trigger a 25% tax charge on a transferred UK pension? — United Kingdom
- Can I transfer a UK pension directly into any Australian superannuation fund? — United Kingdom / Australia
- Can I move my Australian super directly to KiwiSaver when settling in New Zealand? — Australia / New Zealand
- Can a former Australian temporary-visa worker claim super after leaving the country? — Australia
Insurance & travel
- If I have two passports, which country should I put on my travel-insurance application? — International
- Can two partners living in different countries buy the same travel-insurance policy? — International
- Can I buy travel insurance after I have already left Australia? — Australia
- Does ordinary travel insurance cover moving abroad to live permanently? — International
- Does my existing UK life insurance automatically end when I move abroad? — United Kingdom
- Does moving abroad affect income-protection cover even if life insurance continues? — United Kingdom
- Is credit-card travel insurance active just because I own the card? — Australia
Mortgages & lending
- Can I qualify for a UK mortgage while being paid in US dollars or Australian dollars? — United Kingdom
- Do all UK mortgage lenders cut 20 percent from foreign-currency salaries? — United Kingdom
- Can I get a UK mortgage with foreign-currency income if I live abroad? — United Kingdom
- Can an Australian citizen earning a salary overseas get a mortgage in Australia? — Australia
- Can my mortgage deposit be gifted from a family member living overseas? — United Kingdom
- Can a lender approve my foreign salary but still reject the mortgage application? — United Kingdom
- Can a lender apply a foreign-income discount after converting salary to pounds? — United Kingdom
Cross-border tax & investing
- Does New Zealand’s NZ$50,000 foreign-share FIF threshold use cost or today’s market value? — New Zealand
- Do ASX-listed Australian company shares count toward NZ foreign investment fund calculations? — New Zealand
- Do I still need to report an overseas stock dividend if foreign tax was already withheld? — New Zealand
- Which exchange rate should I use for overseas dividends in my NZ tax return? — New Zealand
- Are US-dollar savings at a Canadian bank protected by CDIC deposit insurance? — Canada
- Can a non-US investor’s US shares trigger an American estate-tax filing after death? — International investors
Investor protection
- Does an Australian financial services licence number prove the adviser I spoke to is authorised? — Australia
- Can an Australian retail CFD customer lose more than the money in their CFD account? — Australia
- Does SIPC protection reimburse me if a share price crashes? — International investors
- Can a company be registered in Australia but not authorised to give financial advice? — Australia
- Can a fake investment website display the licence number of a real regulated firm? — Ireland / Europe