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If I have two passports, which country should I put on my travel-insurance application?

Usually your primary or permanent country of residence, not whichever passport you plan to use for the trip.

The short answer

Use the residence or home-country definition in the insurer’s application, not whichever passport gives a cheaper quote. Check where you primarily live and would return for ongoing care.

What to do next

Tell the insurer both citizenships, where you actually live, and the destinations, then check the written policy definition of residence.

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Relevant service to investigate

SafetyWing

Country of residence or principal home is relevant, not just citizenship or passport count. Check the insurer’s own definitions.

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Questions people ask

What is the recommended option for if I have two passports, which country should I put on my travel-insurance application?

Usually your primary or permanent country of residence, not whichever passport you plan to use for the trip.

Which residency or country restrictions apply to if I have two passports, which country should I put on my travel-insurance application?

Yes. This page describes the rule or example for International. The contract, residence and tax rules in another jurisdiction can differ.

Primary source

Our answer is based on guidance published by nib travel insurance FAQ.

Read the original guidance ↗

This article explains the published general rule or provider example. It does not establish personal eligibility, a guaranteed allocation or an individual tax outcome.

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