Can I lose access to multisig Bitcoin even if I still own two of three seeds?

Yes. Reconstruction can also require the multisig configuration: cosigner extended public keys, script type and derivation information.

The answer

Yes. Reconstruction can also require the multisig configuration: cosigner extended public keys, script type and derivation information.

What to do next

Export and securely store a complete wallet descriptor or recovery configuration alongside key backups.

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