The answer
Yes. A Token-2022 transfer hook can run additional program logic when a token is moved, including allowlists, custom requirements or transfer conditions. The transfer can fail even when network fees are affordable.
What to do next
Check the token mint, transfer-hook program and required extra accounts; use a wallet compatible with that token extension.
Solana token documentation
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Ledger hardware wallet
A hardware signing device to compare for supported Solana assets; it does not fix Solana network, token or smart-contract faults.
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Frequently asked questions
Does every SPL token use transfer hooks?
No. Transfer hooks are an optional Token-2022 extension rather than a property of every Solana token.