The answer
Yes. A Token-2022 mint can use a default-account-state extension that creates new token accounts in a frozen state. The mint’s freeze authority must thaw them before ordinary transfers work.
What to do next
Verify the token’s mint configuration and the thaw authority; do not assume a frozen balance means someone hacked your wallet.
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Ledger hardware wallet
A hardware signing device to compare for supported Solana assets; it does not fix Solana network, token or smart-contract faults.
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Frequently asked questions
Is this how every Solana token works?
No. It depends on an optional extension and the mint’s configured default state.