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STRAIGHT ANSWER · Money, billing & subscriptions

Why does a currency conversion show a different exchange rate at checkout than on my card?

Our answer

Compare the merchant checkout rate to card-network FX plus fees, and avoid dynamic currency conversion when it adds markup.

Why this approach makes sense

Travel, transport and payment providers use different rules. The correct answer comes from the actual booking, provider and transaction.

Before you try it

Check the operator’s current conditions and keep any relevant receipt or confirmation.

Questions people ask

What might explain the problem involving a currency conversion show?

Compare the merchant checkout rate to card-network FX plus fees, and avoid dynamic currency conversion when it adds markup.