How can a team win on penalties but my match-winner bet lose?

How to use this answer

This answer is based on the mathematical principle or published rule identified in the source below. If the question involves a live betting market, confirm its settlement definition before applying it to a specific bet.

Standard 90-minute result bets exclude extra time and shootouts; to include qualification, choose a 'to qualify' market where available.

For player, card and corner markets, the exact selection type matters. A singles rule is not automatically the same as a bet-builder rule; use the market definition and the settlement source for the operator shown on your slip.