The answer
Cardano uses multi-asset UTXOs that include ADA. An output containing native tokens must satisfy a minimum-ADA requirement, so a token transfer can need ADA even when no ADA is the target asset.
What to do next
Check the wallet’s minimum-ADA estimate and make sure enough ADA remains for the output and network fee.
Cardano docs
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Trezor hardware wallet
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Frequently asked questions
Can I send Cardano native tokens with a zero-ADA output?
No. Token-bearing outputs need to satisfy the protocol’s minimum ADA value.