The answer
Yes. A UserOperation is first submitted to an alternative mempool or bundler and may not have a normal chain transaction hash until inclusion.
What to do next
Track the UserOperation hash and bundler receipt, then the outer on-chain transaction once submitted.
Etherscan — Ethereum account explorer
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Ledger hardware wallet
Relevant hardware-backed signing for supported assets; it does not eliminate gas fees, contract vulnerabilities or approval risks.
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