Insurance & Protection · EDITORIAL PREVIEW

Best home insurance

The Best choice depends on the intended use, costs, ongoing requirements and features that matter to buyers.

OUR #1 CHOICE

Allianz Home & Contents Insurance

Our comprehensive-cover starting choice for its broad policy options and strong 2026 comparison performance.

Product or service details

Compare flood, temporary accommodation, excess and rebuild limits before deciding.

Visit the official company or product page ↗ Editorial pick · Official provider details linked above.

Why this is our Best choice

Our comprehensive-cover starting choice for its broad policy options and strong 2026 comparison performance.

What you get

Compare flood, temporary accommodation, excess and rebuild limits before deciding.

Other options worth knowing

AAMICompare AAMI with our leading choice on fees, market access and account eligibility; the official site has the current details.Official website ↗
QBEOur alternative to compare for a different budget, platform or specialist need.
FREQUENTLY ASKED QUESTIONS

Questions people ask

What is the best home insurance?+

Our first choice is Allianz Home & Contents Insurance. Our comprehensive-cover starting choice for its broad policy options and strong 2026 comparison performance.

Why did we choose Allianz Home & Contents Insurance? +

Our comprehensive-cover starting choice for its broad policy options and strong 2026 comparison performance.

What should buyers know about Allianz Home & Contents Insurance? +

Compare flood, temporary accommodation, excess and rebuild limits before deciding.

What is a sensible follow-up for home insurance?+

Yes. Premiums, interest rates, eligibility and actual total cost vary with location, personal circumstances and the current product terms.

How should I compare a flood excess with a standard home insurance excess?

Check the schedule and policy wording for a separate event excess and when it applies. Compare the amount you would contribute to the same claim scenario across policies.

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Policy questions to take to your insurer

What does flood or storm damage depend on?

Check named perils, geographic risk zones, specific deductibles, waiting periods and whether flood is included or optional.

Can tenants and homeowners buy the same policy?

Often not. A tenant usually needs contents or tenant liability; an owner may need buildings and contents cover.

Are valuable electronics automatically covered at full replacement cost?

Not necessarily. Policy limits, specified-item requirements and proof of ownership can cap payment for expensive belongings.